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    <title>SBI Cheque Issue</title>
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    <description>Banks may refuse to cash a self-cheque when the account holder is absent because a self-cheque is intended for the account holder personally. Alternatives include issuing a cheque payable to the named withdrawer, issuing a bearer cheque, or using a debit card/ATM facility; presentation at a non home branch may be restricted. Identification of the presenter and the account holder is required for third party presentations. Tax consequences were discussed as not arising from mere cash withdrawal on another&#039;s cheque.</description>
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      <title>SBI Cheque Issue</title>
      <link>https://www.taxtmi.com/forum/issue?id=110137</link>
      <description>Banks may refuse to cash a self-cheque when the account holder is absent because a self-cheque is intended for the account holder personally. Alternatives include issuing a cheque payable to the named withdrawer, issuing a bearer cheque, or using a debit card/ATM facility; presentation at a non home branch may be restricted. Identification of the presenter and the account holder is required for third party presentations. Tax consequences were discussed as not arising from mere cash withdrawal on another&#039;s cheque.</description>
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      <law>Indian Laws</law>
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