https://www.taxtmi.com/caselaws?id=270251 A borrower does not have an absolute right to be represented by an advocate before a grievance redressal committee considering wilful defaulter classification unless the governing statute, rules, or RBI circular expressly provides it. The proceedings were treated as a factual determination on wilful default rather than a strict adjudicatory lis, so absence of legal representation would not, by itself, breach natural justice. The Court also noted that fairness and expedition may require practical balancing in such proceedings, and in the peculiar facts permitted advocate representation subject to completion of submissions within one day. en-us Wed, 15 Jul 2015 00:00:00 +0530 Sat, 02 Jan 2016 10:07:07 +0530 TaxTMI RSS Generator https://www.taxtmi.com/caselaws?id=270251 A borrower does not have an absolute right to be represented by an advocate before a grievance redressal committee considering wilful defaulter classification unless the governing statute, rules, or RBI circular expressly provides it. The proceedings were treated as a factual determination on wilful default rather than a strict adjudicatory lis, so absence of legal representation would not, by itself, breach natural justice. The Court also noted that fairness and expedition may require practical balancing in such proceedings, and in the peculiar facts permitted advocate representation subject to completion of submissions within one day. Case-Laws Indian Laws Wed, 15 Jul 2015 00:00:00 +0530 https://www.taxtmi.com/caselaws?id=270251