https://www.taxtmi.com/caselaws?id=175984 Under Chapter XI of the Motor Vehicles Act, compulsory insurance extends to third party risks and only the limited employee liabilities expressly covered by statute; it does not enlarge insurer liability beyond Section 147. On the facts, the deceased was an employee of the owner, not a third party, and there was no special contract or statutory employee exception covering him, so the insurer was not liable to indemnify or satisfy the award. A claim under Section 166 remains a fault-based tort claim and requires proof of negligence; that burden could not be displaced by relying on Swaran Singh to impose automatic insurer liability in a non-third-party claim. en-us Mon, 02 Apr 2007 00:00:00 +0530 Wed, 09 Dec 2015 22:31:00 +0530 TaxTMI RSS Generator https://www.taxtmi.com/caselaws?id=175984 Under Chapter XI of the Motor Vehicles Act, compulsory insurance extends to third party risks and only the limited employee liabilities expressly covered by statute; it does not enlarge insurer liability beyond Section 147. On the facts, the deceased was an employee of the owner, not a third party, and there was no special contract or statutory employee exception covering him, so the insurer was not liable to indemnify or satisfy the award. A claim under Section 166 remains a fault-based tort claim and requires proof of negligence; that burden could not be displaced by relying on Swaran Singh to impose automatic insurer liability in a non-third-party claim. Case-Laws Indian Laws Mon, 02 Apr 2007 00:00:00 +0530 https://www.taxtmi.com/caselaws?id=175984