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    <title>Bank Deposit Scheme</title>
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    <description>The Reserve Bank directs banks to target a 60% Credit Deposit Ratio for rural and semi urban branches nationwide, to avoid wide inter regional disparities, and mandates that districts with CDR below 40% convene a Special Sub committee of the District Level Consultative Committee to prepare, monitor and implement Monitorable Action Plans to improve credit deployment; banks&#039; lending and deposit activity remains governed by board policies and RBI guidelines, and the Sukanya Samriddhi Account Yojana has been notified for operation through banks.</description>
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