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    <title>Loan against Bonds</title>
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    <description>Sovereign Gold Bonds may be used as collateral for loans; the loan-to-value ratio applicable to ordinary gold loans mandated by the Reserve Bank applies to these Bonds, and authorised banks must mark the lien on the Bond in the depository.</description>
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      <description>Sovereign Gold Bonds may be used as collateral for loans; the loan-to-value ratio applicable to ordinary gold loans mandated by the Reserve Bank applies to these Bonds, and authorised banks must mark the lien on the Bond in the depository.</description>
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