https://www.taxtmi.com/caselaws?id=173599 Where insurer's statutory rules and appointment terms expressly barred a general agent from collecting premiums, delivery of a bearer cheque to that agent did not amount to payment to the insurer in the absence of proved actual or apparent authority. The policy therefore lapsed for non-payment within the grace period, and the claim under the lapsed policies could not be enforced on that basis. Section 237 of the Indian Contract Act, 1872 was held inapplicable on the facts because the prohibition on collection was express and public. Refund of premiums with interest and costs was nevertheless granted. en-us Fri, 04 Apr 1997 00:00:00 +0530 Fri, 18 Sep 2015 11:20:55 +0530 TaxTMI RSS Generator https://www.taxtmi.com/caselaws?id=173599 Where insurer's statutory rules and appointment terms expressly barred a general agent from collecting premiums, delivery of a bearer cheque to that agent did not amount to payment to the insurer in the absence of proved actual or apparent authority. The policy therefore lapsed for non-payment within the grace period, and the claim under the lapsed policies could not be enforced on that basis. Section 237 of the Indian Contract Act, 1872 was held inapplicable on the facts because the prohibition on collection was express and public. Refund of premiums with interest and costs was nevertheless granted. Case-Laws Indian Laws Fri, 04 Apr 1997 00:00:00 +0530 https://www.taxtmi.com/caselaws?id=173599