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    <title>2005 (4) TMI 565 - Bombay High Court</title>
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    <description>A complaint under Section 138 of the Negotiable Instruments Act may be filed by a duly authorised power of attorney holder, as lawful agency is consistent with the Act. At cognizance, the sworn statement is governed by Section 200 of the Code of Criminal Procedure, but the special provisions of the Negotiable Instruments Act permit affidavit evidence and recognise bank memos as prima facie proof of dishonour. Personal examination of the complainant is not invariably required: the witness with direct knowledge of the transaction may depose, including the power of attorney holder where he handled the dealings.</description>
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