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    <title>Role of Urban Cooperative Banks in Rural Segment</title>
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    <description>UCBs may extend operations into semi-urban and peripheral rural areas within their approved area and open branches anywhere in that area; they are permitted to finance direct and indirect agricultural activities which qualify as priority sector advances. Off-site/mobile ATM permissions depend on FSWM status and a net-worth threshold: FSWM UCBs meeting the net-worth criterion may open such ATMs without prior approval but must report openings promptly, whereas those not meeting the criterion require prior approval.</description>
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