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    <title>PROCEDURE OF ELECTRONIC FUND TRANSFER</title>
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    <description>This procedure establishes EFT for DGFT application fees: electronic filing with digital signature on the DGFT website, payment via designated banks linked to an e-com number and unique Payment ID, and fee scales where electronic filings receive a 50% reduction and lower maximums. Additional payments for an e-com number are permitted within the same day through the same bank. Exemptions under the Foreign Trade (Regulation) Rules, 1933 apply. Refunds are limited to specific circumstances, require hard-copy application and verification, and are subject to one-year and three-year limitation provisions and three-month validity of refund orders.</description>
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      <title>PROCEDURE OF ELECTRONIC FUND TRANSFER</title>
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      <description>This procedure establishes EFT for DGFT application fees: electronic filing with digital signature on the DGFT website, payment via designated banks linked to an e-com number and unique Payment ID, and fee scales where electronic filings receive a 50% reduction and lower maximums. Additional payments for an e-com number are permitted within the same day through the same bank. Exemptions under the Foreign Trade (Regulation) Rules, 1933 apply. Refunds are limited to specific circumstances, require hard-copy application and verification, and are subject to one-year and three-year limitation provisions and three-month validity of refund orders.</description>
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