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    <title>Introduction of the Atal Pension Yojana</title>
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    <description>The Atal Pension Yojana establishes a government backed retirement scheme for unorganised sector workers joining NPS, providing a fixed pension guarantee for defined pension slabs with a minimum contribution period of twenty years for entrants aged eighteen to forty. The Government will provide a limited period co contribution to eligible non taxpaying subscribers who join within the initial window, reimburse promotional costs, and use NPS architecture, Points of Presence, and auto debit collection to enrol subscribers and administer benefits.</description>
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