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    <title>Highlights of the Pradhan Mantri Suraksha Bima Yojana (Pmsby – Scheme 1 - for Accidental Death Insurance)</title>
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    <description>Pradhan Mantri Suraksha Bima Yojana provides accidental death and disability insurance to eligible adult bank account holders with Aadhaar linkage; enrollment requires a simple annual form with nominee details and the only premium collection method is direct bank auto-debit. Subscribers must opt in each year or give a standing instruction for automatic renewal. Coverage is tiered for total/full disability and partial disability. Public sector and other insurers participating through bank tie-ups will implement the scheme, and the Government may co-contribute premiums for specified beneficiaries and fund common publicity.</description>
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