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    <title>Banking Reforms for Housing Sector</title>
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    <description>Measures combine fiscal augmentation of rural and urban refinance funds and a mortgage guarantee product for low income housing with regulatory relaxations that reduce built up and capitalization thresholds for projects allocating a portion to affordable housing under lock in conditions; RBI measures permit banks to raise long term bonds for housing lending, channel term loans to housing finance institutions and agencies, and allow financing to individuals, cooperatives and slum improvement projects.</description>
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