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    <title>5.29 Crore Accounts Opened under PMJDY-3.12 Crore in Rural and 2.17 Crore in Urban Areas; RuPay Card issued in 1.78 Crore Accounts</title>
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    <description>Pradhan Mantri Jan-Dhan Yojana rollout has produced extensive account openings and RuPay card issuance; banks must increase card-issuance capacity to clear backlogs and complete household identification surveys, with some surveys temporarily suspended for electoral reasons. Aadhaar is promoted as the preferred KYC document and on-site Aadhaar enrolment is available at account-opening camps. A national and state-level toll-free grievance and query mechanism has been established to support beneficiaries and resolve implementation issues.</description>
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