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    <title>Facilities Available to Account Holders Under Pradhan Mantri Jan Dhan Yojana (PMJDY) to be Extended to the Existing Account Holders as Well</title>
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    <description>Extension of PMJDY facilities permits existing account holders, on application, to receive RuPay debit cards with embedded accident insurance and access an overdraft after satisfactory account operations, with banks instructed to offer the overdraft to only one household member, preferably a woman. PMJDY implements universal banking access via mapped Sub Service Areas and fixed outlets through branches or Business Correspondents.</description>
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