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    <title>Transparency in Lending Loans Under Floating Rate Scheme</title>
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    <description>Banks must price loans at or above the Base Rate and display that information at branches and online. Loans may be on fixed or floating terms if they conform to Asset Liability Management guidelines. Floating rate computation must be objective, transparent and mutually acceptable, and the Base Rate may serve as an internal benchmark alongside external market benchmarks.</description>
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