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    <description>Revision of interest rates every financial year is instituted for central small savings schemes, to be notified before the start of each financial year; the Finance Minister approved scheme-specific rates effective from the beginning of the stated financial year, determined on the basis of the compounding or payment features of each scheme, and formal notifications will be issued separately.</description>
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      <description>Revision of interest rates every financial year is instituted for central small savings schemes, to be notified before the start of each financial year; the Finance Minister approved scheme-specific rates effective from the beginning of the stated financial year, determined on the basis of the compounding or payment features of each scheme, and formal notifications will be issued separately.</description>
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