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    <title>Agricultural Debt Waiver and Debt Relief Scheme (ADWDRS), 2008</title>
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    <description>The ADWDRS, 2008 covered direct agricultural loans disbursed by Scheduled Commercial Banks, Local Area Banks, Cooperative Credit Institutions and Regional Rural Banks between 1 April 1997 and 31 March 2007 that were overdue as on 31 December 2007 and unpaid up to 29 February 2008; small and marginal farmers received full debt waiver while other farmers received a 25% rebate conditional on payment of the balance 75%.</description>
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