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    <title>Insurance Policies for Hiv/Aids Affected People</title>
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    <description>The IRDA draft circular requires life insurers to adopt Board approved underwriting policies for coverage of people living with HIV/AIDS and states life cover should not be denied where eligibility under those policies is met. It further provides that health policies issued to those HIV negative at inception must not be subject to claim denial if the insured later acquires HIV/AIDS, with the underwriting and claims settlement guidelines in force at commencement applying to such claims.</description>
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    <pubDate>Fri, 06 Dec 2013 16:09:39 +0530</pubDate>
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      <description>The IRDA draft circular requires life insurers to adopt Board approved underwriting policies for coverage of people living with HIV/AIDS and states life cover should not be denied where eligibility under those policies is met. It further provides that health policies issued to those HIV negative at inception must not be subject to claim denial if the insured later acquires HIV/AIDS, with the underwriting and claims settlement guidelines in force at commencement applying to such claims.</description>
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