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    <title>RBI releases “Statistical Tables Relating to Banks in India 2012-13”</title>
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    <description>Analysis of 2012-13 data shows the Credit-Deposit ratio increased while demand and savings deposit shares declined marginally. Net interest margin fell overall with heterogeneous group outcomes; return on assets declined at the aggregate level (driven by Public Sector Banks) while other groups improved. Cost of funds rose across all bank groups; return on advances fell except for Private Sector Banks, and investment returns adjusted for cost of funds declined for all groups.</description>
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