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    <title>PROVIDING TDS CERTIFICATE TO CUSTOMERS IN TIME</title>
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    <description>Banks must provide depositors whose tax has been deducted at source with TDS certificates in Form 16A within the time-frame prescribed under the Income Tax Rules; banks should implement systems to ensure timely issuance and avoid last-minute delays. The advisory, aimed at protecting depositor interests and improving customer service, is issued under Section 36(1)(a) of the Banking Regulation Act, 1949.</description>
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