https://www.taxtmi.com/news?id=11875 Assessment of Net Interest Margin (NIM) as an efficiency indicator for Indian banks and the effect of the financial crisis on bank behaviour. The paper finds margins were dampened by non-performing assets and cost inefficiency, while real economic growth supported margins. Well-capitalised banks and those with high deposit concentration maintained higher margins and showed greater resilience; public sector banks saw erosion of profitability. Banks with strong capital and liquidity avoided early crisis pressure, whereas low-capital, low-liquidity banks struggled in the latter crisis phase. en-us Thu, 24 Oct 2013 16:06:20 +0530 Thu, 24 Oct 2013 16:06:20 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=11875 Assessment of Net Interest Margin (NIM) as an efficiency indicator for Indian banks and the effect of the financial crisis on bank behaviour. The paper finds margins were dampened by non-performing assets and cost inefficiency, while real economic growth supported margins. Well-capitalised banks and those with high deposit concentration maintained higher margins and showed greater resilience; public sector banks saw erosion of profitability. Banks with strong capital and liquidity avoided early crisis pressure, whereas low-capital, low-liquidity banks struggled in the latter crisis phase. News - Thu, 24 Oct 2013 16:06:20 +0530 https://www.taxtmi.com/news?id=11875