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    <title>Section 10(10D) benefit under the new legislation</title>
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    <description>Queries address whether the insured event under the new regime includes maturity and whether a term rider&#039;s sum assured can be aggregated with a base policy&#039;s capital sum assured to achieve tax compliance; administrative issues on first premium receipts and rider opt out are raised. The sole reply states that the actual capital sum assured does not include bonuses or other value additions.</description>
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      <description>Queries address whether the insured event under the new regime includes maturity and whether a term rider&#039;s sum assured can be aggregated with a base policy&#039;s capital sum assured to achieve tax compliance; administrative issues on first premium receipts and rider opt out are raised. The sole reply states that the actual capital sum assured does not include bonuses or other value additions.</description>
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