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    <title>Enabling Urban Microfinance (Keynote Address by Dr Deepali Pant Joshi, Executive Director, Reserve Bank of India at the Conference on The Challenges of Enabling Urban Finance organised by Minorities Development Department, Government of Maharashtra and MAVIM the State Womens’ Development Corporation on September 16, 2013 at Mumbai)</title>
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    <description>The address advocates financial inclusion as central to alleviating urban poverty, urging integration of microfinance clients into formal banking through cluster-based lending, SHG-bank linkages, targeted MSE-focused branches, and lead bank coordination; it stresses banks&#039; comparative advantages but calls for tailored methodologies, operational autonomy, specialized staff and capacity building to make microfinance scalable and sustainable.</description>
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