https://www.taxtmi.com/news?id=11618 Banks must ensure uninterrupted flow of credit to all industrial sectors while distinguishing genuine from wilful defaulters: adopt sympathetic, supportive measures for borrowers facing genuine distress and strict action against deliberate non payment. NPAs are tied to macroeconomic performance with sectoral concentrations requiring analysis. Adequate bank capitalization and government recapitalisation support are necessary to sustain lending; public sector banks are maintaining capital and provisioning standards at least as stringent as Basel III. Committee suggestions included targeted recovery, evaluation of genuine versus wilful default, cautious CDR use, and securing personal guarantees where appropriate. en-us Thu, 29 Aug 2013 18:30:31 +0530 Thu, 29 Aug 2013 18:30:31 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=11618 Banks must ensure uninterrupted flow of credit to all industrial sectors while distinguishing genuine from wilful defaulters: adopt sympathetic, supportive measures for borrowers facing genuine distress and strict action against deliberate non payment. NPAs are tied to macroeconomic performance with sectoral concentrations requiring analysis. Adequate bank capitalization and government recapitalisation support are necessary to sustain lending; public sector banks are maintaining capital and provisioning standards at least as stringent as Basel III. Committee suggestions included targeted recovery, evaluation of genuine versus wilful default, cautious CDR use, and securing personal guarantees where appropriate. News - Thu, 29 Aug 2013 18:30:31 +0530 https://www.taxtmi.com/news?id=11618