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    <title>Restructuring of Loans in Public Sector Banks</title>
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    <description>Receipt of complaints about irregularities in loan restructuring at public sector banks led a Reserve Bank Working Group to review prudential guidelines and recommend tightening. Taking those recommendations and stakeholder comments into account, the Reserve Bank issued detailed guidelines on restructuring of advances on May 30, 2013 to rationalize existing rules and address misuse.</description>
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