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    <title>Waiving Off Farmer’s Loans</title>
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    <description>Reserve Bank guidelines permit conversion of outstanding principal and accrued interest on crop and agricultural term loans into term loans, treat converted or rescheduled agricultural loans as current dues, prohibit compounding of interest on restructured accounts, and provide for a moratorium period, relaxed security and margin norms, and fresh short term credit to affected farmers.</description>
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