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    <title>Bank Loans To SHGs</title>
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    <description>Banks are advised to sanction cash credit limits to Self Help Groups allowing deposit of surplus savings and redrawal against sanctioned limits to reduce documentation, delays, and borrowing costs. Banks may extend term loans to SHGs with back-ended subsidy, where subsidy release is contingent on loan repayment, and for group activities. NABARD provided state- and year-wise data on loans disbursed and loans outstanding in Annexures I and II; details on loans likely to be converted to cash credit limits are not available.</description>
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    <pubDate>Sat, 23 Feb 2013 10:11:09 +0530</pubDate>
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      <description>Banks are advised to sanction cash credit limits to Self Help Groups allowing deposit of surplus savings and redrawal against sanctioned limits to reduce documentation, delays, and borrowing costs. Banks may extend term loans to SHGs with back-ended subsidy, where subsidy release is contingent on loan repayment, and for group activities. NABARD provided state- and year-wise data on loans disbursed and loans outstanding in Annexures I and II; details on loans likely to be converted to cash credit limits are not available.</description>
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