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    <title>Know Your Customer (KYC) norms /Anti-Money Laundering (AML) Standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002</title>
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    <description>Banks may treat existing KYC as valid for intra-bank transfers where full KYC was done; transferee branches must obtain fresh address proof but may accept a self-declaration with a six-month period to submit documentary proof. Registered rent agreements are acceptable as address proof. Customers must notify address changes within a prescribed period and provide undertakings when opening accounts or updating KYC; banks should revise KYC policies accordingly.</description>
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