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    <title>Know Your Customer (KYC) norms /Anti-Money Laundering (AML) Standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002</title>
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    <description>Reserve Bank amends KYC practice: accept identity documents bearing the declared address as both identity and address proof; require separate address proof only if addresses differ; do not require introduction for account opening; accept Aadhaar as identity and, if address matches, as address proof; accept NREGA Job Card as an officially valid document for ordinary accounts without small account limitations; withdraw the prior &quot;accounts with introduction&quot; instructions and require banks to open and observe restrictions on Small Accounts.</description>
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