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    <title>Loans at Lesser Rate of Interest to Poor and Weaker Sections</title>
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    <description>Scheduled commercial banks are required under the priority sector lending framework to earmark a portion of Adjusted Net Bank Credit for weaker sections. To operationalise concessional lending, the Government administers an Interest Subvention Scheme for short-term crop loans with additional subvention for prompt payers, a Differential Rate of Interest (DRI) Scheme providing concessional loans to poor borrowers, and an Interest Subsidy for educational loans granting full interest relief during the moratorium for economically weaker students.</description>
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