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    <title>Loan Restructuring of PSUs</title>
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    <description>Loan restructuring of public sector banks aims to conserve assets, revive borrowers and protect lent funds; restructured advances and gross non-performing assets have risen but do not signal system-wide vulnerability. The RBI&#039;s reporting does not disclose company-wise details. Public sector banks showed increased net profitability and maintained Tier 1 Capital to Risk-weighted Asset Ratio (CRAR) above regulatory norms. No government proposal exists to fund restructuring, indicating reliance on existing bank capital and supervisory oversight.</description>
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    <pubDate>Thu, 13 Dec 2012 17:59:13 +0530</pubDate>
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      <description>Loan restructuring of public sector banks aims to conserve assets, revive borrowers and protect lent funds; restructured advances and gross non-performing assets have risen but do not signal system-wide vulnerability. The RBI&#039;s reporting does not disclose company-wise details. Public sector banks showed increased net profitability and maintained Tier 1 Capital to Risk-weighted Asset Ratio (CRAR) above regulatory norms. No government proposal exists to fund restructuring, indicating reliance on existing bank capital and supervisory oversight.</description>
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