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    <description>Government-fixed credit targets require banks to meet annual benchmarks for agriculture lending, with reported targets and achievements used to ensure availability of credit to farmers; MSME disbursement totals for banks are recorded centrally. Ground-level monitoring of priority sector credit is carried out under the Lead Bank Scheme through BLBC, DLCC and SLBC meetings and ongoing review by the Government, RBI and NABARD. A staged allocation mandates increasing proportions of MSE advances to micro enterprises over successive years.</description>
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