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    <title>Loan given to Farmers during 2007-12</title>
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    <description>The note reports total farmer disbursements for April 2007-March 2012 and outlines measures to improve credit access for small and marginal farmers, principally the Interest Subvention Scheme with additional prompt payment subvention and post harvest coverage for Kisan Credit Card holders, the Agricultural Debt Waiver and Debt Relief Scheme, waiver of &quot;no dues&quot; certificate requirements for small loans in favour of self declaration, and RBI guidance to waive margin/security for small agricultural loans.</description>
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