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    <title>Farmers Have Reasons to Smile: Agriculture Credit Increased to Rs. 5,75,000 Crore, Farmers to Get a Smart Card to Get Easy Money From ATMs.</title>
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    <description>Increase in directed agricultural lending with reinforced interest subvention for short term crop loans, including an additional prompt payment incentive, and extension of subvention to short post harvest loans against negotiable warehouse receipts. Institutional measures include a refinance allocation to strengthen Regional Rural Banks via a dedicated RRB refinance fund, conversion of the Kisan Credit Card into a smart card usable at ATMs to improve credit access, and creation of a government irrigation and water resource finance company alongside funding for agricultural research.</description>
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