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    <title>Clarification on Interest Rates on Small Savings Schemes.</title>
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    <description>Interest rates on small savings schemes are aligned annually with Government securities but for individual investments (other than Public Provident Fund) the rate prevailing at the time of investment is fixed and remains unchanged until maturity; revisions apply only to investments made after the revision, whereas PPF receives the annually fixed rate applied across all PPF accounts.</description>
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