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    <title>Extension of Credit Facilities to Farmers and Small Industries.</title>
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    <description>Priority sector lending requires domestic scheduled commercial banks to meet overall and agriculture sub-targets measured against ANBC or credit equivalent of off-balance-sheet exposures as of the prior March 31. To improve agricultural credit access, the Government operates an Interest Subvention Scheme with additional incentive for prompt repayment, implemented a debt waiver and relief scheme, dispensed with &quot;no dues&quot; certificates for small agricultural loans in favour of self-declaration, advised waiver of margin/security up to a stated loan threshold, and authorised branch expansion into unbanked rural centres with reporting and ABEP guidance.</description>
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    <pubDate>Tue, 20 Dec 2011 18:18:27 +0530</pubDate>
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