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    <title>Credit Growth to Various Sectors</title>
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    <description>Incremental credit growth has been driven mainly by lending to retail, commercial real estate and infrastructure, with official data for 2010-11 showing substantial year on year expansions in credit to infrastructure, real estate, retail and non banking financial companies compared with the prior year. Banking sector indicators improved in 2010-11, with a rise in return on assets and improvements in asset quality, despite concentrated lending patterns.</description>
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    <pubDate>Fri, 02 Dec 2011 18:42:56 +0530</pubDate>
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