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    <description>Compilation sets out a multi-year schedule of State Bank of India lending rates by loan product, borrower segment and loan tenure, showing periodic changes in headline interest rates and product-specific tiers. The table differentiates rates for housing, car, two-wheeler, education and personal loans across successive assessment-year effective dates and, where applicable, by loan amount slabs and loan tenures, and records targeted concessions including a 0.5% interest concession for girl students on certain education loans.</description>
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