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    <title>THE STOCK POWER AND INVESTMENT DILEMMAS</title>
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    <description>Prioritise long term equity strategies and disciplined SIP contributions to smooth volatility. Apply selective due diligence: avoid lower category shares with weak financials or governance, favour diversified funds with multi year records, and be cautious of high volume, highly priced IPOs. When subscribing to primary issues, use ASBA and consider IPO grading; evaluate fundamentals, promoter track record and valuations rather than grey market signals, preserve cash for opportunities, and maintain valuation discipline.</description>
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