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    <title>THE NEW PRIVATE BANK’S REGIME</title>
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    <description>RBI&#039;s proposed entry framework links new bank licences to higher capitalisation, capped foreign and non-resident ownership with lock-in, and promoter eligibility limits excluding sensitive sectors like real estate. Corporate promoters must demonstrate diversified holdings, independent boards and obtain regulatory clearances; prudential exposure limits and sectoral restrictions apply. New banks must commit to financial inclusion through mandated rural/unbanked presence and business plans, with possible ring-fencing and governance safeguards to prevent related-party risks and preserve systemic stability.</description>
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    <pubDate>Wed, 18 Aug 2010 18:22:28 +0530</pubDate>
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