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    <title>National Savings Certificates (IX-Issue) Rules, 2011</title>
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    <description>Rules set the statutory regime for National Savings Certificates (IX Issue): defined types and denominations; purchase procedures via prescribed forms at authorised Post Offices; payment modes and dating rules; transfer and pledging subject to authorised Postmaster consent and eligibility conditions; duplicate certificate procedures on indemnity or guarantee; nomination, cancellation and nominee rights; ten year maturity with annual interest accrual and deemed reinvestment; limited premature encashment rules and encashment locations; taxation of interest on annual accrual; prescribed fees; Post Office non liability for fraudulent encashment; correction and relaxation powers.</description>
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