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    <description>NEFT is authorised for MCA21 fee payments: user uploads eForm, selects NEFT, generates SRN/eChallan, executes an NEFT transfer to designated MCA21 accounts and obtains a UTN; banks notify MCA21 in several hours and the user must link UTN and SRN in MCA21 by providing originating account number and amount, after which MCA21 verifies and creates work items. Separate SRNs and separate transfers/accounts are required for stamp duty; SRNs can expire and payments must be made in a single transaction.</description>
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