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    <description>Consolidation of instructions on Interest Rates on Rupee Deposits for Domestic, NRO and NRE accounts, preserving account-specific treatment and regulatory framework; the Master Circular incorporates all instructions issued up to the cut-off date, is addressed to scheduled commercial banks (excluding RRBs), and is published on the Reserve Bank&#039;s website as the updated authoritative repository for these guidelines.</description>
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