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    <description>A negotiable instrument payable on demand must be presented for payment within a reasonable time after it is received by the holder, subject to the qualifying provision of section 31 that may modify presentment requirements.</description>
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      <description>A negotiable instrument payable on demand must be presented for payment within a reasonable time after it is received by the holder, subject to the qualifying provision of section 31 that may modify presentment requirements.</description>
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