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    <title>Pledging of certificate</title>
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      <description>Rule 13 permits transfer of a registered social security certificate as security to specified institutional pledgees upon application in the prescribed form, requires the Postmaster to endorse transfers and re-transfers with fixed wording, deems the pledgee to be the holder until re-transfer, conditions re-transfer on pledgee authority and Postmaster sanction, mandates officer certification of authorisation when acting for institutional pledgees, and allows issuance of a fresh, equivalent certificate where endorsement space is exhausted.</description>
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