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    <title>Conditions for withdrawal for various purposes</title>
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    <description>Withdrawal from a recognised provident fund is regulated by purpose-specific monetary ceilings and service conditions. For illness or marriage-related withdrawals by an employee drawing pay above five thousand rupees a month, the amount is limited to six months&#039; pay or the accumulation of exempted contributions and exempted interest, whichever is less. Withdrawals for housing-related purposes are subject to detailed safeguards, including caps linked to pay, employee contribution, actual cost, service period, time limits for construction or purchase, property restrictions, instalment-based disbursement, and refund of excess or unused amounts with interest.</description>
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    <pubDate>Sat, 19 Jan 2008 22:45:54 +0530</pubDate>
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