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    <title>2003 (12) TMI 319 - HIGH COURT OF GUJARAT</title>
    <link>https://www.taxtmi.com/caselaws?id=109305</link>
    <description>The court held that insurers cannot unilaterally cancel or refuse to renew a mediclaim policy if the insured adheres to renewal terms. Diseases contracted during the policy period cannot be excluded upon renewal if the premium is paid on time. Insurers cannot refuse renewal based solely on high claim experience. The court emphasized insurers must act fairly and reasonably, upholding the single Judge&#039;s decision to renew policies without exclusions or arbitrary refusal, ensuring continuity of cover for the insured. Appeals were dismissed with costs.</description>
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    <pubDate>Fri, 05 Dec 2003 00:00:00 +0530</pubDate>
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      <title>2003 (12) TMI 319 - HIGH COURT OF GUJARAT</title>
      <link>https://www.taxtmi.com/caselaws?id=109305</link>
      <description>The court held that insurers cannot unilaterally cancel or refuse to renew a mediclaim policy if the insured adheres to renewal terms. Diseases contracted during the policy period cannot be excluded upon renewal if the premium is paid on time. Insurers cannot refuse renewal based solely on high claim experience. The court emphasized insurers must act fairly and reasonably, upholding the single Judge&#039;s decision to renew policies without exclusions or arbitrary refusal, ensuring continuity of cover for the insured. Appeals were dismissed with costs.</description>
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      <pubDate>Fri, 05 Dec 2003 00:00:00 +0530</pubDate>
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