<h1>Central bank urges fintechs to prioritize financial inclusion, stronger data protection, accessible design, interoperability, and anti-fraud measures</h1> The central bank urged fintech firms to prioritise financial inclusion over lucrative privileged markets, emphasising regulatory compliance, data protection, transparency and consumer safeguards. It called for accessible product design and assistive technologies for vulnerable users, stronger anti-fraud measures (including deployment of a bank-used mule-detection tool), and wider integration and interoperability among account aggregators. Planned standards will tighten customer onboarding, UI, and data-security requirements; a unified lending interface and tokenisation-ready market infrastructure (including wholesale CBDC capabilities) aim to expand credit access. Payment network initiatives include AI-based dispute assistance, IoT-enabled UPI payments and managed credit features for merchants.