<h1>Eleven years of national financial inclusion scheme: 56.16 crore accounts, Rs.2.68 lakh crore deposits, RuPay, DBT via JAM</h1> A government press release marks 11 years of the national financial inclusion scheme, reporting 56.16 crore accounts, Rs.2.68 lakh crore in deposits, widespread rural and female ownership, and extensive RuPay issuance; the program is portrayed as central to Direct Benefit Transfers via the JAM (account-ID-mobile) framework, reducing diversion of subsidies. The scheme provides zero-balance basic accounts, free debit cards with insurance, overdraft facilities, and facilitates KYC/updating drives and DBT disbursements. Regulatory support and digital infrastructure integration are credited with expanding access, savings, and formal credit for previously unbanked populations.