<h1>Private insurer posts 21.5% premium growth in Q1 FY26, boosts market share and lowers loss ratio under section 45L</h1> A leading private general insurance company reported a 21.5% growth in gross written premium for Q1 FY26, significantly outpacing the industry growth of 6.2%. The company improved its private market share by 78 basis points and reduced its loss ratio from 86.2% to 81.7%, reflecting enhanced underwriting discipline and portfolio quality. Profit before tax was INR 249 crores, with a profit after tax of INR 188 crores, and the solvency ratio stood at 2.08, exceeding regulatory requirements. The insurer maintained its market leadership in the Personal Accident segment and gained market share in Health, Motor, and other insurance categories. Growth drivers included increased digital adoption, regulatory support, and rising customer awareness. The company emphasized its commitment to customer-centric innovation, operational excellence, and sustainable growth within a rapidly evolving insurance market.